People in Florida looking for mental health treatment have to address the cost, and the best way to reduce costs for treatment of mental health conditions is through health insurance plans.
While most plans may not take care of the entire cost of treatment, they may drastically reduce your out-of-pocket expenses and the financial stress of paying for recovery
That’s why Mark Behavioral Health works with Anthem Blue Cross Blue Shield insurance to help you address the cost of residential treatment.
About Anthem BCBS for Inpatient Mental Health Treatment in Florida
Anthem BCBS is the largest managed healthcare company in the Blue Cross Blue Shield Association, servicing millions of people across the United States.
Their medical coverage for Florida residents includes mental and behavioral health inpatient treatment and other treatment programs for people facing mental health conditions.
The mental health treatment services they cover within an inpatient or residential program include therapy, medication, and psychosocial services. Coverage amounts may change across individual, family, Medicare Advantage, and Medicaid plans.
Mark Behavioral Health works with Anthem BCBS and other major insurance providers to help more Florida residents access crucial mental health recovery services.
How Does Florida Anthem BCBS Insurance Coverage Work for Mental Health Recovery?
Anthem BCBS in Florida offers extensive coverage for a wide range of programs and treatments needed to address mental health disorders.
Anthem insurance company covers treatment options across several levels of care including inpatient and outpatient treatment. Anthem BCBS also covers mental and behavioral health services within a continuum of care
While Anthem BCBS works with out-of-network as well as in-network providers, you may see a difference in your deductible, co-pays, or coinsurance. If you want to know more, call Mark Behavioral Health, and we can help you understand your coverage.
Does Anthem BCBS in Florida Cover Inpatient Mental Health Treatment?
Anthem BCBS covers mental health services across a continuum of care that includes mental healthcare services like inpatient treatment and outpatient therapy.
Because of the Mental Health Parity and Addiction Equity Act (MHPAEA), all insurance providers must provide coverage for mental health issues and substance use disorders through their health plans.
Depending on the details of your plan, the extent of coverage and your out-of-pocket expenses may vary.
For example, your insurance coverage could include a deductible of $1,000 or $5,000. And mental healthcare providers may be required to seek authorization before beginning some treatments.
Other Mental Health Programs in Florida Covered by Anthem BCBS
Anthem BCBS offers coverage for a range of mental and behavioral health care programs in Florida that can help you overcome mental illness and learn how to manage it.
Treatment programs covered by Anthem BCBS include:
- Inpatient treatment which involves hospitalization, often for crisis stabilization services
- Residential treatment program at Mark Behavioral Health, which lasts between 30 and 90 days with you living at our treatment center
- Partial hospitalization program (PHP) that allows you to live at home but offers treatment for eight hours a day, five days a week
- Intensive outpatient program (IOP) is a step down from PHP with treatment lasting for about three hours for three to five days a week
- Outpatient program (OP) is the least intensive of the range of treatment programs, usually occurring once a week
Anthem BCBS also offers coverage for addiction treatment, including services for opioid and alcohol addiction such as detox. If you need these services, Mark Behavioral Health can refer you to a quality rehab center.
Mental Health Therapies in Florida Covered by Anthem BCBS
A quality mental health treatment plan is founded on evidence-based therapies that help you understand the root of the mental disorder you are struggling with.
Anthem BCBS offers coverage for the following therapies in Florida:
- Cognitive behavioral therapy (CBT) addresses unhealthy thought patterns and is often practiced as a foundational therapy for mental health and substance abuse treatment.
- Dialectical behavior therapy (DBT) stems from CBT and helps you accept and regulate emotional responses.
- Grief therapy helps you understand what type of grief you are experiencing and teaches you to navigate it.
- Sexual trauma therapy helps victims of sexual assault and abuse overcome feelings of guilt and shame.
- Individual therapy provides a confidential and safe setting in which you can talk to your therapist about sensitive issues.
- Group therapy gives you the opportunity to learn from others and encourage them in an open and supportive group setting.
Types of Mental Health Disorders Covered by Anthem BCBS in Florida
Anthem BCBS applies coverage to a number of mental health disorders that affect people living in Florida and are treated at Mark Behavioral Health.
Covered mental health disorders include the following:
- ADHD affects the mental wellness of children, adults, and adolescents, causing difficulty concentrating or controlling impulses.
- Anxiety disorders create fear and worry over events or situations that are beyond the normal range and can disrupt your relationships and career.
- Bipolar disorders affect people with emotions that can be extremely high (manic) or extremely low (depressive).
- Depressive disorders such as persistent depressive disorder or postpartum depression can affect more than 8% of adults in America each year.
- Obsessive-compulsive disorder includes obsessive thoughts, compulsive behaviors, or both of these things which can negatively impact your well-being.
- Panic disorders involve having unexpected panic attacks that are not necessarily related to specific fears or triggers.
- PTSD impacts people who have experienced trauma and continue to experience symptoms of fear and anxiety because of it.
- Schizoaffective disorders cause symptoms related to depression and bipolar disorder along with hallucinations and delusions.
- Schizophrenia is a complex disorder that causes hallucinations, delusions, and an impaired ability to think.
Inpatient Mental Health Services Covered by Anthem BCBS in Florida
Anthem BCBS covers a variety of other treatment services that Mark Behavioral Health uses to address mental health disorders in our residential treatment program in Florida.
Additional treatment services covered by Anthem BCBS include:
How Much Do Inpatient Florida Mental Health Programs Cost with Anthem BCBS?
When using Anthem BCBS to cover your mental health treatment in Florida, you can expect the cost of treatment to be significantly less than it would be otherwise.
Factors like your deductible, co-pay, and co-insurance can change depending on what plan you have. They can also change within your plan, depending on what kind of treatment you need.
If you find that you are facing a deductible that is higher than you were expecting, you can still get treatment. At Mark Behavioral Health, we work with individuals to find payment plans or financing options that will work with your financial situation.
How to Check Your Anthem BCBS Coverage for Inpatient Mental Health Care in Florida
If you want to know details about your Anthem BCBS health insurance plan, you can reach out to Anthem by calling the customer service phone number on your insurance card.
An Anthem representative can help you understand the particulars of coverage, what services may need prior authorization for, and what your out-of-pocket expenses will be.
Or, you can call Mark Behavioral Health. Our staff helps you understand your insurance coverage. Once you know what your out-of-pocket expenses will be, we can help you make a plan for paying those expenses.
Verify Your Anthem BCBS Coverage and Start Mental Health Treatment in Florida
If you or a loved one in Florida are facing a mental health disorder, you can use your Anthem BCBS health insurance to pay for the treatment.
Health insurance is the best way to lower the barrier to receiving mental health services, so you don’t have to continue suffering from mental illness.
Call Mark Behavioral Health today to learn more about starting your journey to better mental health.
