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Accessing mental health treatment can be expensive, but Cigna insurance helps offset costs for Florida residents by covering inpatient care for mental health disorders.
Getting financial support ensures that your financial concerns don’t prevent you from getting the care you need.
At Mark Behavioral Health, we work with insurance providers like Cigna to help people in Florida receive affordable, high-quality inpatient mental health care.
Accessing mental health treatment can be expensive, but Cigna insurance helps offset costs for Florida residents by covering inpatient care for mental health disorders.
Getting financial support ensures that your financial concerns don’t prevent you from getting the care you need.
At Mark Behavioral Health, we work with insurance providers like Cigna to help people in Florida receive affordable, high-quality inpatient mental health care.
Cigna is a leading health insurance provider covering millions of Americans with comprehensive mental health care plans.
In 2023, it insured nearly 20 million people, providing access to inpatient treatment, psychiatric care, and therapy.
Coverage for inpatient mental health care through Cigna in Florida varies by plan, but typically includes psychiatric evaluation, therapy, medication management, and crisis intervention.
Insurance plays a key role in treatment access — nearly half of those with mental health conditions go untreated due to cost or lack of coverage.
At Mark Behavioral Health, we work with health insurance plans like Cigna to help more people in Florida receive specialized care, breaking down financial barriers to long-term recovery.
Cigna Health Insurance plans in Florida differ in co-pays, deductibles, preauthorization requirements, and covered treatments.
Benefits typically include:
Yes. Cigna follows the Mental Health Parity and Addiction Equity Act (MHPAEA), which mandates that mental health treatment must be covered at the same level as physical health care.
This means that inpatient mental health services, psychiatric care, and therapy sessions in Florida are covered similarly to hospital stays for medical conditions.
Coverage of inpatient mental health treatment through Cigna:
To determine the exact coverage for inpatient mental health care in Florida, policyholders can review their plan details online or contact Cigna directly.
Cigna plans in Florida provide coverage for several mental health programs, including:
Note: Mark Behavioral Health does not offer addiction treatment or outpatient services. However, we partner with high-quality Florida Cigna healthcare providers, and can offer referrals for these treatment services if you need them.
Cigna covers a variety of therapies in Florida to support mental health recovery.
Therapies covered by Cigna plans include:
You can find coverage through Cigna for a wide range of mental health disorders.
Mental health conditions we treat at Mark Behavioral Health include:
Florida Cigna plans cover various inpatient mental health services to support recovery and stabilization.
Some of these include:
These services are available at our treatment facility. Some treatment options, like sexual trauma therapy, psychoeducation, and LGBTQ treatment, may be included in individualized care plans based on clinical needs.
Coverage may vary, so we recommend contacting the Mark Behavioral Health team or Cigna’s customer service for confirmation.
The cost of inpatient mental health treatment in Florida with Cigna depends on factors like your insurance policy, deductible, coinsurance copayments, and out-of-pocket maximums.
Length of stay, facility pricing, and additional services also impact costs.
Since Cigna follows medical necessity criteria for inpatient treatment, coverage is determined based on clinical needs rather than a set number of days.
Patients may have out-of-pocket expenses depending on their plan and state regulations. For exact costs and information on what your insurance covers, contact Cigna or Mark Behavioral Health.
There are several ways to check whether Cigna will cover your inpatient mental health care:
If you or a loved one needs inpatient mental health care, it’s never too late to get help.
Mark Behavioral Health provides evidence-based mental health treatment, working with your insurance company to maximize health benefits and reduce out-of-pocket costs.
Whether you have an HMO or PPO plan, we’ll help you understand your coverage and find the right type of treatment for your needs.
Contact us today to verify your Cigna coverage and take the first step toward lasting well-being.
The cost of inpatient mental health treatment in Florida varies based on factors such as location, amenities, level of care, and treatment duration. An inpatient rehab program in Florida ranges from $5,300 to $80,000+ a month.
Luxury rehab centers may offer private accommodations, gourmet meals, and recreational activities, which can increase costs.
Yes, Cigna may cover multiple inpatient treatment stays for mental health in Florida if they are deemed medically necessary.
Approval is typically based on your clinical needs, past treatment history, and progress in recovery. Preauthorization may be required for each treatment program admission, and coverage limits depend on the specific insurance plan.
Coverage for inpatient and outpatient mental health treatment in Florida differs.
Inpatient care generally involves higher costs due to 24/7 supervision and intensive treatment. Outpatient treatment, such as therapy and medication management, is often covered at a lower cost per session.
The specific coverage rates and out-of-pocket expenses depend on your plan, so it’s best to check with Cigna directly.
